Welcome to OceanRise Legacy
Life Insurance and Living Benefits for Individuals, Families & Businesses
Protect your family, grow your wealth, and enjoy peace of mind with America’s trusted, fully licensed life insurance experts. At OceanRise Legacy, we help individuals, families, and business owners across all 50 states design life insurance, retirement, and estate planning solutions that build lasting legacies. Live confidently knowing your financial future is secure.
AI-Driven, Human-Led
At OceanRise Legacy, we combine AI-powered technology with genuine human expertise to simplify complex insurance decisions. Our advanced AI tools help deliver faster quotes, smarter policy matches, and 24/7 support—while our licensed professionals ensure you always receive the personal guidance you deserve.
Our approach blends automation and empathy, making insurance planning easier, transparent, and tailored to your goals.
OceanRise Legacy: Your One-Stop Life Insurance & Financial Planning Resource
We proudly serve clients across the nation—including Texas, California, Florida, New York, Illinois, Georgia, and beyond—offering flexible, secure, and affordable protection for every stage of life. Our services include:
Term Life Insurance
Affordable coverage that safeguards your income, mortgage & family. Perfect for young families & homeowners.
Whole Life Insurance
Lifetime protection with cash value growth to support your estate and legacy goals.
Indexed Universal Life (IUL)
Flexible, tax-advantaged growth with living benefits and adjustable coverage.
Annuities for Retirement
Guaranteed lifetime income with fixed and indexed options designed around your goals.
Living Benefits
Access funds if you experience chronic, critical, or terminal illness—protection when life takes an unexpected turn.
Final Expense & Burial Insurance
Simple, budget-friendly coverage that prevents financial burdens for your loved ones.
Why We’re Different: Personalized Care + AI Intelligence
At OceanRise Legacy, we’re innovators. Our team merges years of professional experience with artificial intelligence insights to personalize your planning journey. Whether you’re reviewing coverage, building retirement income, or creating a family trust, our technology-backed advisors streamline every step.
Our Advantages:
- Nationwide Expertise: Licensed in all 50 states with local knowledge of each region’s laws and pricing.
- All Life Stages: We serve infants, young professionals, parents, retirees, and multi-generational families.
- Family & Business Focused: From mortgage protection to key-person coverage, we plan for every need.
- Digital Convenience: Manage your policy, sign documents, and book meetings online.
- Flexible Policy Add-Ons: Add riders for living benefits, children’s coverage, accidental death, and more.
Comprehensive Services for Every Client
We offer a full spectrum of financial and insurance solutions to help you build wealth and protect your loved ones.
Estate Planning
Wills, trusts, and documentation support (including deed preparation) to ensure your estate passes seamlessly to future generations.
Kids College Planning
Smart, structured savings strategies to fund higher education while maintaining insurance protection.
Retirement Planning
Cross-state annuity and rollover designs that guarantee steady income for your lifetime.
Business Services
LLC formation, succession planning, and key-person insurance to secure your company’s continuity.
Notarization & Document Support
Certified notary services for legal contracts, agreements, and estate documents.
Tax Advisory
Tailored, compliant tax strategies to help individuals and small businesses reduce liability and grow assets.
Customer Testimonials
“OceanRise Legacy didn’t just sell us a policy—they helped us build a family legacy that will last for generations.”
– Raja Family, AZ
“Finding Texas life insurance for my growing family was simple and stress-free thanks to OceanRise.”
– Alex, Austin TX
“Their annuity options gave me guaranteed income for life. Perfect for retirement in Florida!”
– Janet W., Tampa FL
How to Get Life Insurance with OceanRise Legacy
- Request a Free Quote: Complete our secure online form or call (325) 225-2497.
- Consult with a Licensed Expert: We’ll match you with a state-certified advisor.
- Compare Options: Explore Term, IUL, Whole Life, and Annuity coverage.
- Get Approved Fast: Many policies approved within days.
- Enjoy 24/7 Access: Manage your plan digitally, anytime, anywhere.
